Does AI make you smarter or dumber? The truth about using AI

Does AI make you smarter or dumber? the truth about using AI

Find out how AI can help or harm your thinking. Practical tips for using AI effectively in your business without losing your own skills.

By Alex8 December 2025Updated 7 January 20264 min

AI and your thinking: helper or hindrance?

More and more business owners are asking themselves: "Is AI bad for my ability to think?" That question touches the core of our biggest fear around artificial intelligence. Not that AI literally causes brain damage, but the worry about what AI does to our thinking skills is understandable.

At Green Creatives we help businesses with their AI strategy every day. What we keep seeing is that it is not about whether you use AI, but how you use it.

The MIT study: facts versus fiction

A widely discussed MIT study looked at students writing essays with ChatGPT. The outcome? Students who used AI were less engaged and remembered less of their own work. Four months later they performed worse than students who had not used AI.

But that tells only half the story. The problem was not AI itself, but the way it was used.

When AI harms your thinking

AI really can be harmful to your learning, especially in these situations:

When you are learning new skills

If you use AI to do the work for you instead of thinking along with you, you miss valuable learning moments. It is comparable to how we have become worse at remembering phone numbers since smartphones arrived.

Without proper guidance

A Turkish study showed that secondary school students who used ChatGPT without instructions scored 17% worse on their final exam. They thought they were learning a lot, but in reality they took a shortcut that got in the way of real learning.

As a replacement for critical thinking

When AI hands you answers instead of helping you think, you become dependent on the technology without developing your own skills.

When AI actually makes you smarter

The good news? Used well, AI can strengthen your thinking enormously:

As a digital mentor

Research from the World Bank showed that GPT-4 as a private tutor, with good guidance, had twice the effect of traditional teaching methods. And at very low cost.

With the right prompts

Studies from Harvard, Stanford and Malaysia prove that well-prompted AI leads to better learning results. The difference lies in how you ask AI to help you.

As a thinking partner

Instead of "Solve this for me" you are better off asking: "Help me understand this problem and guide me to a solution."

Practical tips for smarter AI use in your business

1. Use AI as a coach, not as a replacement

When you bring AI automation into your business, make sure your people stay involved in the thinking.

2. Ask the right questions

Instead of: "Write a marketing plan for me" Ask: "What are the key elements of a marketing plan and how can I apply them to my situation?"

3. Use AI for analysis, not for decisions

AI analytics can deliver valuable insight, but the final decision should always be yours.

4. Invest in AI training

Make sure your team knows how to use AI effectively without becoming dependent on it.

AI implementation in the financial sector

For businesses in wealth management, accountancy or law, deliberate AI use matters even more:

  • Compliance: AI can help you analyse regulations, but expertise remains essential
  • Customer service: AI chatbots can support your team, but personal contact stays crucial
  • Risk management: AI can spot patterns, but human interpretation is indispensable

The future: co-intelligence

The key is co-intelligence: people and machines working together instead of the machine taking over. That means:

  • Using AI to extend what you can do, not to take over what you are responsible for
  • Keeping a critical eye on AI output
  • Continuously evaluating how AI affects your work

Conclusion: finding the balance

AI does not automatically make you smarter or dumber. It depends on how consciously you handle it. By seeing AI as a powerful thinking partner rather than a magic solution, you can take the benefits without losing your own skills.

Want to know how to use AI smartly in your business? At Green Creatives we help you run an AI audit and build a strategy that fits your organisation.

The question is not whether you should use AI, but how to use it so that it makes you stronger.

Frequently asked questions

Does using AI actually make you dumber?

AI does not automatically make you dumber, it comes down to how you use it. If you use AI as a substitute for your own thinking, it can harm your learning. Use it as a thinking partner and mentor and it can strengthen your thinking instead. The MIT study showed that students who used AI badly were less engaged and performed worse, but used well, AI can be twice as effective as traditional learning methods.

How can I use AI without becoming dependent on it?

Use AI as a coach instead of a replacement. Do not ask 'Solve this for me', ask 'Help me understand this problem and guide me to a solution'. Stay involved in the thinking and use AI for analysis rather than decisions. Ask the questions that help you learn instead of the ones that hand you answers.

What is the difference between good and bad AI prompts?

Bad prompts ask AI to take the work off your hands, such as 'Write a marketing plan for me'. Good prompts make you a participant in the process: 'What are the key elements of a marketing plan and how can I apply them to my situation?' Research from Harvard and Stanford proves that well-prompted AI leads to far better learning results.

Is AI dangerous when you are learning new skills?

AI can harm your learning if you use it to do the work for you instead of thinking along with you. It is comparable to how smartphones made us worse at remembering phone numbers. Turkish research showed that students using ChatGPT without guidance scored 17% worse, because they took shortcuts that got in the way of real learning.

How do I implement AI safely in my business?

Implement AI as a co-intelligence tool, where people and machines work together. Invest in AI training for your team, use AI for analysis but leave the decisions to people, and make sure your staff stay involved in the thinking. For sectors such as finance this matters even more: AI can support compliance and risk management, but human expertise and interpretation remain essential.